Attention homeowners in Mission Viejo and Orange County: Need an appraisal?
See the top seven reasons CA homeowners need Premier Appraisal of SoCal:
Own a home in or near Mission Viejo, CA and need help determining the value of it?
At Premier Appraisal of SoCal, we understand the individual needs of a homeowner looking for appraisal services. Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. Being a regular person not in the real estate industry that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Premier Appraisal of SoCal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Premier Appraisal of SoCal, we're seasoned in helping homeowners just like you remove unneeded PMI insurance.
Challenge Orange county's assessment of your property
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties nearby. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Premier Appraisal of SoCal is your chief weapon.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Premier Appraisal of SoCal can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you would wish to have a seasoned professional double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.